Temporary Business
car Insurance

Why choose our temporary business car insurance?

1 Fully comprehensive policies that last from just 1 hour right up to 28 days
2 No long-term contracts, just a separate temporary car insurance policy for business use
3 No impact on your No Claims Discount

What is temporary business car insurance?

Temporary business car insurance is a type of short-term cover for when you need to use your vehicle for work-related driving. This is useful if your car is usually for personal use but you occasionally have to travel for business reasons.

We offer quick, easy and affordable cover that means you’ll be able to legally drive for work purposes right away. We’ll give you a quote in under 2 minutes, so you can arrange your cover and get on the road in no time.

How does temporary business car insurance work?

Do you need temporary business car insurance to cover you for an hour? Or are you looking for a policy that will run for a few weeks? We have flexible policies that are tailored to the length of time you need. To get started, simply tell us a few details about the driver, the car, and how long the cover is needed for.

1. Get a quick quote

All you need to do is enter a few details, such as the car registration number, when you want your cover to start, and how long you need it to last. You can do this on our website or via our Tempcover app.

2. Check your quote

Once you have your quote, confirm you’re happy to move forward and read the declaration carefully.

3. Get your cover

Buy your policy and we’ll email all the documents you need, including the certificate of insurance, to get your business travel underway.

GET A QUOTE

The benefits of temporary business car insurance

It’s quick

We can get you on the road in no time. We just need a few details and you could receive your quote in under 2 minutes – perfect if you’ve been booked for a work event at short notice.

It’s flexible

We know that last-minute business meetings can come up from time to time. If your car is already insured for personal use but you need to use it to get to a client’s office, we can provide you with temporary business cover for as little as an hour or as long as 28 days. You only pay for what you need.

It’s simple

Once you’ve paid, all your documents will arrive by email so you’re good to go straight away.

Your No Claims Discount is protected

A temporary car insurance policy is separate from other policies. So, when you need short-term cover for business use, there’s no impact on your annual No Claims Discount.

Get in touch with us for more information or to get a quote.

Get temporary business car insurance quotes in under 2 minutes

When might I need temporary business car insurance?

If you have an accident while driving for work and don’t have the right policy, you could be refused for any claim you make. There are several reasons why you might need to update your cover to include business travel. Here are some of the most common ones:

Going to a meeting or event

You might be going to a meeting at a client’s HQ, heading to a two-day conference, or taking a one-off business trip.

Travelling to another office

Does the company you work for have several offices? If you’re going to be working at one that you’re not officially based at, you’ll need insurance to cover the journey.

Borrowing a car

If you’re briefly using a vehicle belonging to your manager or colleague for business, you can both get peace of mind with temporary car insurance cover.

What does temporary business car insurance cover?

Buying comprehensive temporary business car insurance covers yourself, your car and any third parties affected by an accident.

What’s covered with short-term business car insurance?

Fully comprehensive insurance on temporary policies from 1 hour to 28 days
Accidental and malicious damage to your car
Cover for injury or damage to another person or their property
Driving in the UK
In some instances, driving in the EU with the third-party or equivalent level

What’s optional with temporary business car insurance?

Excess Reduction Cover, reducing your policy excess to as close to £100 as possible

What’s not covered with temporary business car insurance?

The excess you agreed to pay
Release from an impound (unless you buy a specific temporary impounded vehicle policy)
Additional drivers – we can only cover the driver named on the policy
A sole claim or separate cover for broken/damaged glass, including the windscreen

Tempcover works with a panel of insurers to ensure we can help as many drivers as possible. Because of this, the full details of your temporary business car insurance may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what’s covered.

Need more information on how you can buy temporary business car insurance to suit your circumstances? Simply get in touch with the team. Alternatively, get a quote in under 2 minutes.

Am I eligible for an two-day car insurance policy?

Like all temporary policies from Tempcover, two-day car insurance is available to a wide range of drivers. Having sold millions of temporary car insurance policies, we’re confident that most drivers can get cover with us.

To get 48hr car insurance, you must

Be aged 17-78 years old.
Hold a full UK or EU driving licence with no more than 7 points in the last 3 years.
Have been a permanent UK resident for the last 12 months or be a British expatriate.
Have no criminal convictions.
Not had a previous policy of insurance declared void by an insurer.

To get 48hr car insurance, your car must

Be valued between £1,500 and £65,000.
Be taxed and in a roadworthy condition with a valid MOT.
Not be modified in any way except if designed to aid disabled drivers.
Be a right-hand drive car with no more than 8 seats.
Not be declared SORN.

Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you want for the duration you need

Full cover, no impact

Get fully comprehensive temporary business car cover with no impact on your annual insurance policy’s No Claims Discount!

Hourly or longer

Choose the duration you want, whether that’s hourly, daily or weekly, with policies available for anything from 1 hour to 28 days.

All customised, nothing added

Customise your policy to suit your needs.

Why get temporary business car insurance from Tempcover?

We can give you the peace of mind that comes with having comprehensive cover for as long as you need it. Here’s why we’re a great choice:

Tempcover is a leading provider of temporary insurance for drivers in the UK, with over 15 years of experience in the industry. We’ve helped millions of car owners get flexible insurance at affordable prices
Our temporary car insurance policies are ideal if you just need to quickly borrow a vehicle or lend someone yours for business use
Our highly skilled team is always working hard to make it easy for you to access a flexible policy
Getting a quote from us and setting up your cover is quick and simple
We’ve been praised by customers and recognised by other businesses and insurance bodies for our customer-centric approach in a field that can sometimes appear complex

One-day car insurance FAQs

We’re not always in the position that we want to be at. We’re constantly growing. We’re constantly making mistakes. We’re constantly trying to express ourselves and actualize our dreams. If you have the opportunity to play this game of life you need to appreciate every moment. A lot of people don’t appreciate the moment until it’s passed.

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If everything I did failed - which it doesn't, it actually succeeds - just the fact that I'm willing to fail is an inspiration. People are so scared to lose that they don't even try. Like, one thing people can't say is that I'm not trying, and I'm not trying my hardest, and I'm not trying to do the best way I know how.

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Temporary Business car Insurance