One-Day Car
Insurance

It takes under 2 minutes to get a quote to insure a car for one day

Why choose our one-day car insurance?

  • 1 Get flexible cover that's right for you with one-day-at-a-time insurance
  • 2 No need for long-term contracts – just a separate policy for the time you need
  • 3 No impact on your No Claims Discount – plus fully comprehensive cover as standard

What is one-day car insurance?

Need car insurance for a day? With daily car insurance from Tempcover, you get a simple, straightforward way to insure a vehicle for just 24 hours.

Sometimes, all you need is just one day of cover. So, daily car insurance provides a quicker, easier and cheaper alternative to a standard policy. And it’ll give you the same level of cover you’d expect from longer insurance – great for your peace of mind.

You won’t have to sign up to long-term contracts or commitments. Nor do you have to fill out complicated forms. Instead, you get quick and easy cover on the day you need it.

Benefits of our one-day car insurance

It's tailored

One-day insurance can be a much better fit for your situation – providing complete cover for however long you need it.

It's good value

Why pay more for long-term cover that you'll never use? With 24-hour car insurance, you only pay for that – nothing more until it's needed again.

It's quick

Get a quote online in under 2 minutes – and have insurance for one day before you know it. It's faster when you use the Tempcover app too!

It's peace of mind

We'll help you sort out comprehensive cover for your next journey. And it'll have no impact on your No Claims Bonus either.

For more information on how we can help you get temporary car insurance, get in touch with us seven days a week!

How does one-day insurance cover work?

There’s no mystery when it comes to getting car insurance for a day. As the name suggests, it’s a comprehensive motor insurance policy to keep you covered for no longer than 24 hours at a time. But how can Tempcover help you find temporary car insurance cover that works for you?

First, you’ll need to tell us a few simple details about your car and the type of journey you’re planning. Next, choose when you want the cover to start – and for how long. We then search our panel of insurers for cover that’s right for you.

It could be that you’re going to borrow a car for a few hours to move home. Or perhaps you have an important meeting that you must drive to. Either way, when you need to insure for a day, we’ll find you the most suitable solution.

Don’t think you need cover for as long as one day? Hourly car insurance may be the answer. Or do you think 24 hours isn’t enough? We can offer insurance for the week, weekend, and more.

Why choose our one-day car insurance?

What does daily car insurance cover?

Get the cover you need with tailored 24-hour car insurance from Tempcover. All cover is fully comprehensive as standard, so your policy protects you against damage to yourself, your car, or any third parties involved in an accident. You’re also covered for the following:

What's covered?

  • Fully comprehensive insurance on policies from 1 hour to 28 days  
  • Accidental and malicious damage to your car  
  • Cover for injury or damage to another person or their property  
  • Driving in the UK
  • In some instances driving in the EU with the third-party or equivariant level

What's optional?

  • Legal Expenses Cover providing up to £100,000 cover for legal costs including uninsured loss recovery for accidents that are not your fault
  • Excess Reduction Cover, reducing your policy excess to as close as £100 as possible

What's not covered?

  • The excess you agreed to pay
  • Release from an impound (unless you buy a specific temporary impounded vehicle policy)
  • Additional drivers – we can only cover the driver named on the policy
  • A sole claim or separate cover for broken/damaged glass including the windscreen

Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is covered in your policy.

Need more information on how you can get the short-term car insurance to suit your circumstances? Simply get in touch with the team. Alternatively, get a quote in just 2 minutes.

When would I need one-day car insurance?

Sometimes, you just need cover for a day. Maybe you’re…

  • Moving house and need to borrow a car so you can easily move between the new place and the old one
  • Taking a road trip and want to share the driving with a friend
  • Visiting family for the day and want to borrow a friend’s car for the journey
  • Waiting for repairs on your car to be completed, so you need to drive a family member’s motor for a day
  • You’re home from university and want to get around easily

Whatever the reason, you’ll find that if you’re eligible, you can get daily car insurance in no time with us.

Am I eligible for an hourly car insurance policy?

Like all temporary policies from Tempcover, 1-hour car insurance is available to a wide range of drivers. Having sold millions of temporary car insurance policies, we’re confident that most drivers can get cover with us.

To get temporary car insurance, you must

  • Be aged 17-78 years old.
  • Hold a full UK or EU driving licence with no more than 7 points in the last 3 years.
  • Have been a permanent UK resident for the last 12 months or be a British expatriate.
  • Have no criminal convictions.
  • Not had a previous policy of insurance declared void by an insurer.

To get temporary car insurance, your car must

  • Be valued between £1,500 and £65,000.
  • Be taxed and in a roadworthy condition with a valid MOT.
  • Not be modified in any way except if designed to aid disabled drivers.
  • Be a right-hand drive car with no more than 8 seats.
  • Not be declared SORN.

Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.

How to get our temporary car insurance

1. Check you’re eligible

Simply check whether you are eligible against our criteria listed above

2. Get a quick quote

Just enter a few details such as the reg number and how long you need to be insured for

3. Check your quote

Confirm you’re happy with your quote and take the time to check the declaration

4. Get covered

Buy your policy and we’ll email all your documents to you straight away – that’s it you’re covered!

One-day insurance for every situation

Simple, flexible car insurance that's right for you

The details you will need:

License Icon
  • The van's reg number
  • Your details (name, address, D.O.B etc)
  • Your licence type and how long you've held it
  • The value of the vehicle
  • Your email/phone number (to send policy documents)
  • When you'd like the policy to start and end

How much does one-day insurance cost?

A single-day car insurance policy can often be an affordable option. The price you’re quoted will be based on the information you provide insurers. This information includes your location and where the car is kept overnight, the car’s mileage, and the car type.

You’ll also need to tell us your driving history. Any previous convictions or claims will impact the cost of your temporary car insurance policy. The final cost of one-day car insurance can depend on the “risk” you pose. Insurers calculate how likely you are to have an accident – and your premium is priced accordingly.

Temporary car insurance calculator

Get your price estimate

Car Image

Please select a duration below

Selected Duration: 1 Hour

It couldn't be simpler to get a short term insurance policy.

You can buy a policy online anytime you need it, and with our straightforward quote process, you can get a price in under 2 minutes!

The price for your selected duration is from:

£13.05

Prices based on the average price 19,765 policies for the displayed durations (January 2023)


You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:

VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

One-day car insurance FAQs

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If everything I did failed - which it doesn't, it actually succeeds - just the fact that I'm willing to fail is an inspiration. People are so scared to lose that they don't even try. Like, one thing people can't say is that I'm not trying, and I'm not trying my hardest, and I'm not trying to do the best way I know how.

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